Most accountants tell you what your tax bill is after the year has closed, when nothing can be changed. We work the other way round — planning ahead all year so you keep more of your profit legitimately and meet every deadline without a single surprise.
How we help
What's involved
Here's exactly what's involved — and how your own named accountant handles each part for you.
Planning before the year end, not paperwork after it
There is a world of difference between an accountant who records the past and one who helps shape what is coming. Filing a return is the easy part; the value sits in the months beforehand, when there is still time to make a decision that changes the outcome.
A pre-year-end review, while there is still time to act
Many of the most useful tax decisions have to be made before your accounting period closes. Once the year is over, the window quietly shuts. So we build in a review ahead of your year end, working through a clear checklist of the things still within your control.
How you pay yourself matters
If you own and run your company, the way you take money out makes a real difference to what you keep. We plan the mix of salary and dividends around your wider income, making use of allowances such as the £500 dividend allowance and factoring pension contributions into the plan rather than bolting them on at the end.
Using allowances and timing before they slip away
Reliefs you do not claim in time are simply lost, and across a year that adds up. When your business invests in equipment, the right capital allowances can give valuable relief in the year you spend — the Annual Investment Allowance covers up to £1,000,000 of qualifying spend, and full expensing offers further relief on qualifying new plant and machinery for companies.
Deadlines kept, surprises removed
Tax penalties are automatic and entirely avoidable, so we track every date for you and work backwards from it. Some deadlines are tighter than people expect — Capital Gains Tax on a UK residential property, for instance, must be reported and paid within 60 days of completion, which catches a lot of landlords out.
What's included
Tax reviewed all year, not just filed at the deadline
A pre-year-end checklist while there is still time to act
Salary and dividend planning for director-shareholders
Allowances and reliefs used before they are lost
Capital spend and disposals timed to your advantage
Every deadline diarised and kept comfortably ahead
Last reviewed: June 2026. This page is general guidance, not advice — figures relate to the 2025/26 UK tax year and may change. Please get in touch for advice tailored to your circumstances.
FAQ
Frequently asked questions
Filing records what already happened. Proactive tax planning happens before your year end, while you can still influence the result — reviewing how profit is taxed and drawn, and which allowances apply. By the time the return is due, the thinking is already done, so there are no surprises.
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Book a free, no-obligation consultation and we'll show you exactly how MMR can help — with a clear fixed-fee quote and no pressure.